Used car buying checklist

At a glance

Safety check

Use the VIN to check for open safety recalls

Dealer purchase

The FTC Used Car Rule requires a Buyers Guide on covered used vehicles sold by dealers

Overview

A used car purchase combines mechanical condition, vehicle history, safety recalls, financing, dealer or private-sale terms, insurance, taxes, and future maintenance. A clean-looking vehicle can still have hidden problems, while a history report does not replace a physical inspection. The useful process is to verify the specific vehicle by VIN, compare the total transaction cost, and get important promises in writing.

Inspect the actual vehicle

Test drive the car under realistic conditions and consider an independent pre-purchase inspection by a qualified mechanic. Check tires, brakes, warning lights, fluid leaks, visible damage, controls, and service records where available. Use the VIN for recall checks because recalls apply to specific vehicles, not just model names.

Compare the complete deal

Separate vehicle price from financing, add-on products, taxes, registration, warranties, and other fees. Read the Buyers Guide and sales documents before signing, and make sure verbal promises that matter are reflected in the written agreement. Financing terms can materially change the total cost even when two cars have similar sticker prices.

Sources and review

MOOR's explanatory text is supported by the following source links.

1. Recalls — National Highway Traffic Safety Administration
2. Buying a Used Car — Federal Trade Commission